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The Hidden Costs of Personal Injuries: Beyond Medical Bills
Tuesday, January 7, 2025

When you file a personal injury lawsuit in Michigan, you can seek two types of damages: compensatory and punitive. A jury determines the amount based on the specifics of the case. While compensatory damages are the most common, punitive damages are less frequently awarded and many people aren't aware they exist.

This blog will discuss the several types of damages you can seek in Michigan, including financial and often overlooked non-financial losses that can result from a personal injury.

Compensatory Damages

Compensatory damages are meant to help a victim recover financially, physically, and emotionally from an accident. The goal is to re-establish the victim to the position they would have been in if the injury hadn’t occurred.

There are two main categories of compensatory damages: monetary (special) damages and non-monetary (general) damages.

Monetary or Special Damages

These are concrete, measurable losses, including:

  • Medical Expenses: This includes both past and future medical bills, rehabilitation costs, and ongoing care.
  • Lost Wages: Compensation for the time the victim couldn't work due to their injury.
  • Disability-related Costs: If the injury results in permanent disability, this can include costs like home renovations (e.g., wheelchair ramps) or in-home care.
  • Property Damage: If property was damaged in the accident, the victim may be compensated for its repair or replacement value.
  • Funeral Expenses: In cases of wrongful death, funeral costs may be awarded to the victim’s family.

Non-monetary or General Damages

These damages are more difficult to quantify but still significant. One of the most common forms is pain and suffering, which compensates for physical pain and emotional distress, such as frustration, anxiety, or loss of enjoyment in life.

Another type of non-monetary damage is loss of consortium, which compensates for the emotional and intangible losses in a marriage, such as the loss of companionship.

Punitive Damages

Punitive damages serve a different purpose than compensatory damages. Instead of compensating the victim, they’re designed to punish the responsible party for their actions and discourage others from behaving the same way. These damages are less common and are usually awarded in cases where the defendant's behavior was particularly reckless.

Pursuing Compensation for Other Losses

Some of the more subtle losses, like loss of companionship or emotional distress, can be harder to quantify. To claim compensation for these types of damages, you’ll need expert help to determine their dollar value. A Michigan personal injury lawyer can hire the right experts and help guide you through the legal process to ensure you seek all the compensation you're entitled to.

Structured Settlements

If you win a large compensation award, consider a structured settlement, which allows you to receive payments over time rather than a lump sum. This can provide long-term financial security, but it's important to consult with an attorney and a financial planner to make sure it’s the best option for your situation.

Conclusion

Personal injury cases often involve more than just medical bills. The full extent of the damages—including lost wages, emotional suffering, and other non-financial costs—should be considered when seeking compensation. A skilled Michigan personal injury lawyer can help you navigate the complexities of your claim, ensuring you pursue all the damages you're entitled to.

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