In the wake of the recent July 4th flooding tragedy in Texas, scammers and criminals are reaching out to victims to take advantage of their vulnerability. Unfortunately, this is not the first-time criminals have used natural disasters to prey on victims.

The Federal Trade Commission (FTC) recently issued a scam alert to warn consumers about the scammers’ practice of impersonating Federal Emergency Management Agency (FEMA) employees: “FEMA impersonators often show up, call, or text people after a weather emergency and offer services like disaster grants or home inspections for a fee, usually cash up front. But these are scams: FEMA doesn’t charge people for disaster assistance.”

Natural disasters are becoming more frequent, giving scammers more opportunities to target vulnerable populations. If you are the victim of a natural disaster or weather emergency, be aware that these scammers are prolific and targeting those affected.

FTC’s Tips:

• Know that FEMA employees will never ask for money for inspections, disaster assistance, debris removal, grants, help with applications, or appeals. FEMA inspectors will not ask for your banking information. Anyone who says they work for FEMA but asks for money or financial information is a scammer.
• Verify their identity. FEMA staff and their contractors always wear an official badge with their name and photo. But scammers sometimes make fake badges or wear FEMA-branded clothing. If you’re unsure about someone claiming to be a FEMA representative, contact FEMA directly at 1-800-621-FEMA (3362).
• Don’t respond to unexpected calls and texts. If you get unexpected calls or texts from people claiming to be from FEMA, but you’ve never applied for FEMA disaster assistance, it’s highly likely to be a scam. FEMA only contacts people who’ve contacted them or applied for FEMA disaster assistance, and the agency never sends texts demanding money or personal information.

These tips are applicable to all federal emergency personnel and federal agencies. If someone calls or texts claiming they are a federal employee, protect yourself by following the tips above. Be particularly vigilant if you have been affected by a natural disaster.