Tomio Narita is a trial attorney who focuses his practice on defending class actions and high-risk cases filed against members of the consumer financial services industry. He has more than three decades of experience representing creditors, national banks, debt buyers, finance companies, alternative lenders, collection agencies, collection law firms, and mortgage companies in cases arising under a wide range of consumer protection statutes, including the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), the Truth in Lending Act (TILA), the Rosenthal Act (California Civil Code section 1788), the California Fair Debt Buying Practices Act, the California Consumer Legal Remedies Act, the California Unruh Act, and the California Unfair Competition Act, section 17200 of the California Business & Professions Code. Tomio has successfully defended hundreds of class actions and representative actions in state and federal courts in California and states across the country. He frequently handles complex business disputes alleging fraud, negligence, invasion of privacy, breach of contract, intentional infliction of emotional distress, defamation, malicious prosecution, and various commercial torts.