Steven A. Roach brings more than 30 years of commercial transaction and litigation experience in restructuring lending relationships and enforcing loan transactions. He applies this experience to provide a unique perspective as both a trial and transactional lawyer when representing and counselling the firm's financial institution clients.
Steve has represented lenders in a variety of lending structures, including syndications, financing leases, structured debt and equity financings, multi-jurisdictional and international transactions. He has assisted lenders with the liquidation of many different types of collateral that include operational assets, construction equipment, retail and wholesale inventory, real estate, intellectual property, aircraft and ships, with borrowers located in Michigan, throughout the United States, Mexico, Canada, and elsewhere. Steve delivers results both out of court and when litigation is needed.
Steve utilizes pre- and post-judgment remedies in both state and federal courts when appropriate to preserve and enhance the value of collateral and to liquidate collateral. He has been actively involved with a large number and variety of receivership actions that have sought to preserve the value of assets, to wind down operating companies, to complete construction projects, and to liquidate both real and personal property. His receivership practice includes representation of both receivers and secured lenders.
His practice experience also includes jury trials, bench trials and arbitrations involving millions of dollars in damages, including lender liability, license and royalty contracts, real estate, construction disputes, Uniform Commercial Code issues, fraudulent transfers, probate issues, shareholder disputes, and, of course, the enforcement of loan agreements. He looks for immediate solutions and creative solutions, when cost effective and beneficial for his clients. In one particularly memorable case, Steve represented the Trustees of Detroit's historic Mariners' Church in a property dispute with the Episcopal Diocese of Michigan, prevailing at both the trial and appellate levels.
