Soyong Cho concentrates her practice in commercial litigation, complex litigation and class actions, and government investigations and enforcement. Ms. Cho has regularly represented financial institutions, mortgage lenders, banks and others in state and federal trial and appellate actions and in matters brought by the Office of the Comptroller of the Currency (“OCC”), Federal Deposit Insurance Corporation (“FDIC”), Consumer Financial Protection Bureau (“CFPB”), Federal Reserve Board, and Federal Trade Commission (“FTC”). Ms. Cho has extensive experience in defending against unfair and deceptive practices claims under state consumer protection statutes modeled on the Federal Trade Commission Act (FTC Act) and with the FTC Act as a staff attorney with the Federal Trade Commission. Ms. Cho has also counseled clients on compliance with UDAP/UDAAP and other consumer financial services laws.