Michael P. Ripp

Mike has been with Ryley Carlock & Applewhite since 1986 and heads up the Phoenix office's banking and finance practice, which continues to be recognized in U.S. News & World Report's "Best Law Firms" rankings as a "Tier 1" (top tier) practice in the Phoenix market.  He represents banks and life insurance companies--and occasionally borrowers--in real estate, commercial and agricultural loan transactions, loan workouts, loan enforcement, including trustee's sales, judicial foreclosures and receiverships, deeds in lieu of foreclosure and resales of collateral following foreclosure.  His experience has included many redevelopment projects, master planned communities, residential subdivisions (including homebuilder borrowing base facilities), golf courses, high-rise condominiums, hotels, farmland, dairies, Arizona State Land Department leases, shopping centers, office buildings, industrial parks, apartment projects, leasehold loans, mezzanine loans and loan syndications and participations (both as counsel to the lead lender and as counsel to the co-lenders or participants).  He often serves as counsel to Wells Fargo Bank, Bank of America, MidFirst Bank, Meridian Bank and others in their significant Arizona loan transactions, workouts and enforcement activities, and frequently serves as Arizona counsel in multistate transactions.