Welcome to the first Monday in November — don’t forget to vote tomorrow!

Chip-and-Pin Not Likely “Cure-All”

There is good news in the world of retail data breaches: US merchants are finally moving away from magnetic stripe payment cards to inherently more secure chip-and-pin or EMV type cards. But there is also considerable bad news.  According to a new report by Javelin Strategy & Research, most smaller merchants won’t be ready for the rollout, and online payment card fraud is rising and will continue to increase.

Read more here.

Almost 1 in 3 Teenagers Has Online Regrets by Age 16

According to a new study by Internet security firm AVG Technologies, nearly one in three teenagers has online regrets by the age of 16.   The survey says that 28% of teenagers surveyed said that they regret posting something online, while 32% had to ask someone to remove content posted about them because either they did not like, or thought it was too personal.  Only 29% say they “know” all of their Facebook friends.   “Everyone assumes that just because today’s teenagers grew up with laptops and smartphones, they somehow have an innate understanding of how to keep themselves safe online and how to behave,” said Tony Anscombe, senior security evangelist at AVG. “The reality is that we have all — teenagers included — embraced technology without much question and the result has been the steady erosion of our online privacy.”    See the 2014 Digital Diaries survey results here.

And, while we are reporting on studies and white papers …

Do you think you are doing enough to manage your cyber risk?    Read Whatever You’re Doing Isn’t Good Enough: Paradigm Shift in Approach to Cybersecurity Needed to Minimize Exposure, Liability and Loss and then see how well you sleep tonight…….get the report here.