On February 18 and 19, 2016, some areas in Michigan experienced wind gusts of over 55 miles per hour. Many home and business owners where affected. Thousands were left without electricity, causing the spoilage of perishable items. Many individuals also suffered property damage as a result of the high winds.

Insurance policies generally contain coverage for wind-related damage. Many home and business owners, depending on the specifics of their claim, may have coverage for spoiled items. Likewise, if property was damaged as a result of the high winds, most policies also contain coverage for these losses. Business owners may also have coverage for business interruption resulting from electrical outages and property damage.

Home and business owners who may have been effected should immediately take steps to limit further loss, and contact their insurance carrier if they intend to make a claim.