CFPB Report Highlights Widespread Violations in Student Loan Sector


On December 16, the CFPB released a special edition of its Supervisory Highlights, which detailed findings from the Bureau’s recent examinations of student loan markets. The report identifies a range of violations related to student loan refinancing, private lending and servicing, debt collection, and federal loan servicing.

Notable violations identified by the Bureau include:

Putting It Into Practice: This Supervisory Highlights underscores the CFPB’s commitment to policing improper student lending practices (we covered recent Bureau student lending enforcements herehere, and here). It will be interesting to see if the CFPB’s vigorous efforts to protect student borrowers continue under the incoming Trump administration. In the meantime, companies engaging making or servicing student loans should review these guidelines and make any adjustments necessary.

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National Law Review, Volume XIV, Number 358